What we do

Rural Financial Counselling Services are:

  • Free, independent and confidential
  • Staffed by qualified and experienced Rural Financial Counsellors (RFCs) who understand farming and business – our RFCs are required to have a Diploma of Financial Counselling as minimum qualification, and have years of experience in assisting farming businesses
  • For primary producers of livestock, milk, honey, fruit, crops, wool, meat, vegetables, eggs, fish, plants, trees and logs
  • For small businesses who mainly support primary production such as: fencing, shearing sheep, controlling weeds or agricultural pests, managing stock, planting crops etc.
  • Able to assist farm or small agribusinesses experiencing or at risk of financial hardship
  • Able to come to your place of business or you can come and see us.

Assistance when

Rural Financial Counselling Services can assist businesses affected by:

  • Drought/water issues
  • Low commodity prices
  • Natural disasters
  • Structural adjustment
  • Industry downturns
  • Low equity/tight cash flow
  • Difficulties with lenders or access to finance
  • Unpaid creditors/debtors
  • Market disruptions
  • Changes in personal circumstances
  • Farm accidents or illness
  • Share farming/succession agreements/ contracts.

How can we help you

Rural Financial Counselling Services can help you:

  • Understand your financial position and the viability of your enterprise
  • Identify options to improve your financial position
  • Develop a plan to implement your chosen options, and implement that plan
  • Provide information, referrals, and support to access, government or industry grants and programs
  • Assist you to deal (whether through meetings or otherwise) with lending institutions in relation to:
    • Applications and contracts with those institutions; and
    • Processes relating to farm debt mediation
  • Assist you to identify the need for advice from professional service providers, and provide support with preparation for meetings with professional service providers.


NE Regional Soil Health Conference

NECMA conference

North East Regional Soil Health Conference - 14 May 2021 at Beechworth is for ALL land managers, agriculture industry groups and soil health service providers in North East Victoria.
Read more ...

Farm Finance getting prepared 2021 Webinar

Farm Finance

The team at the Young Farmer Business Network have put together a series of sessions designed to build skills in financial planning and business resilience for your farm business.
Read more ...

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Steve Condon from Steve & Linda's Supa IGA in Wangaratta is pictured here with Nerida Kerr EO of AgBiz Assist representing Rural Financial Counselling Service Victoria North East, (RFCVicNE).

Both Steve & Linda's Supa IGA, Michael's SUPA IGA from Leongatha, Korumburra and Fairleys SUPA IGA Shepparton have donated in excess of $100,000 raised through their IGA Community Chest to the Rural Financial Counselling Service to support local dairy farmers recently.

In a recent article in The Adviser it was reported that "....FAIRLEYS SUPA IGA is throwing its support behind dairy farmers, launching a Dairy Farmers Milk Crisis appeal, kicking it off with a $20,000 donation to go toward grocery vouchers for farmers in need.

The appeal, which is being run in conjunction with Lions International, Need for Feed Disaster Relief, AgBiz Assist and Rural Financial Counselling Service – Victoria North East, is aiming to raise $100,000 through Victoria’s IGA stores as a start, with plans to continue raising funds as assistance is needed.

Company director for Michael’s/Fairleys SUPA IGA stores, Michael Lorenz said, “We are hoping to raise more than the $100,000, which will be done through our Community Rewards Program. Customers will be able to scan their rewards card to make donations to the appeal...."

Food vouchers made available have been distributed disadvantaged farmers throughout the Goulburn Valley and North East Victoria by the Rural Financial Counsellors from RFCVicNE.

Recipients of these vouchers have been very appreciative of the support being provided at this time.

Service Area Map

rfcs vic ne region map

Local Government Areas

The RFCS VIC-NE Region includes the following Local Government Areas;

  • Alpine
  • Benalla
  • Campaspe
  • Greater Shepparton
  • Indigo
  • Mansfield
  • Mitchell
  • Moira
  • Murrindindi
  • Strathbogie
  • Towong
  • Wangaratta
  • Whittlesea
  • Wodonga

Call 1300 834 775 to find out what assistance we may be able to provide you, or make an appointment with one of our experienced Rural Financial Counsellors.

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Contact Us

Rural Financial Counselling Service Victoria - North East.

102 Hume Street

Wodonga VIC 3689

PHONE: 1300 834 775


FAX: (02) 6100 6123